Summary
Currently Chief Risk Officer at Lumin Digital. Co-founded Alkami Technology (Nasdaq: ALKT).
I love building cool technology for people in need, and then protecting it from the bad guys. I build teams, products, and businesses in the financial technology space. I cultivate and scale teams that foster innovation and build highly-successful products and organizations in highly secure, regulated industries.
My technical skills include cybersecurity, application development, enterprise software and cloud infrastructure architecture, capacity planning, and change control. I have specific knowledge of large-scale applications in SaaS/PaaS business models on-premises and on the public cloud. I'm well-versed in SOC 2, PCI DSS, NIST, and FFIEC cybersecurity readiness and audit, risk management, disaster recovery, and business continuity planning.
I'm always looking for the next great way to improve the lives of people through the financial technology that serves them to understand and build sustainable wealth.
Experience
Lumin Digital — Chief Risk Officer
Oct 2017 - Present
Lumin Digital has grown from the first cloud-native digital banking offering into the market leader. With our growth, I have the privilege of leading our Enterprise Risk Management team, which includes the oversight, development, and implementation of the company's risk, security, and privacy management programs.
Alkami Technology — Co-Founder, CTO, CISO
2016 - Sep 2017
Co-Founded Alkami, a significant disruptor force in online banking. Built this company to a $3B market cap, IPO on NASDAQ (ALKT). I did a bit of everything here. Formulated and executed strategies for the architecture, development, and implementation of an innovative and highly-secure online banking platform. Recruited and led an amazing software development team, which we relocated to Plano as we grew. As we grew to over 5M monthly active users, I handed off the development and IT teams that operated our hosted SaaS solutions to focus on enterprise risk management, information security, and cybersecurity as CISO to scale our company, through September 2017.
Computer Services, Inc. (CSI) — Director of Development
Nov 2002 - 2009
Led the product management and engineering teams at MSI/CSI. I also designed innovative, new products to the financial services marketplace, including the first online, high-volume expedited payments solution in the US by building a partnership with FedEx, patented document management and delivery systems, and a revolutionary SaaS-based offering for Merchant Capture, Remote Deposit, Exception Item Processing, and Return Item Processing check processing and payment. As part of all of these new products, application, information, and operational security were paramount - controls I designed and implemented with an excellent team of developers and security professionals. In 2009, Computer Services, Inc. purchased Myriad Systems, Inc. for these technology innovations.
Ashron Billing — Chief Information Officer
2004 - 2005
Design and implement all IT policies across the enterprise; identify, select, and procure equipment and software systems to meet corporate objectives; negotiate and manage vendor contracts; administer the corporate intranet; design and implement business automation tools. Was also the HIPAA Compliance Officer, responsible for the implementation of administrative, technical, and physical security requirements and recommendations.
Active iNet Services — Lead Software Developer
2001 - 2004
Analyzed, designed, implemented, and maintained online web applications using ASP 3.0, ASP.NET and SQL Server. Built a full-fledged e-commerce platform in .NET, including integration with various PCI-compliant gateways. Designed online marketing campaigns using advanced SEO techniques for credit union marketing departments.
Science Museum Oklahoma — Weekend Education Director
May 1996 - Sep 2003
Developed educational curriculum and performed public demonstrations for large groups and week-long classes on a variety of science topics. Selected and managed a staff of educators. Recruited, selected, and supervised a group of hundreds of teenage volunteers during the summers.
Various — Freelance Consultant
(Earlier)
Worked with clients including public school systems and non-profit institutions such as the Oklahoma Art Institute to recommend, install, and configure Windows Server Active Directory environments. Prototyped and built proof of concept software systems for inventory management, event reservations and resource scheduling, and point of sale including cash drawer and remote credit card gateway integration using VB6, VBA, and C#.